If you want to be a member of Macclesfield Wheelers and join any of our rides, you must have third party insurance.
Third party insurance covers you against claims made by others for any injury, loss or damage you may have caused while cycling. It doesn’t cover any injury you might cause to yourself or any loss of, or damage to, your own property such as your bike or clothing.
You can get third party insurance by:
being a member of one of the cycling organisations below (including Cycling UK which you can join at the same time as joining our club), or
buying cycling-specific third party insurance from a commercial insurer.
We have not assessed your individual needs and it is your responsibility to check that any insurance you take out meets those needs.
Third party insurance with Cycling UK
We’re affiliated to national cycling charity Cycling UK, so when you join Macclesfield Wheelers you can also join Cycling UK as an affiliated member for an extra £25 in the same payment. Being an affiliated member of Cycling UK means you automatically get its third party insurance.
Your Cycling UK affiliated membership, and therefore your third party insurance, will be for one year but won’t start on the same day as your Macclesfield Wheelers membership; it may be up to four weeks later. This is to give our membership secretary time to pass your details and the £25 of your payment to Cycling UK.
You can only buy Cycling UK affiliated membership through us when you join us. After your first year’s Cycling UK membership, Cycling UK will contact you directly about renewing.
Third party insurance with another cycling organisation
You don’t have to have third party insurance through affiliated membership of Cycling UK. You can be a member of Macclesfield Wheelers if you are also a member of one of the following organisations (this does not include the British Triathlon Federation, since its cover applies only to triathlon events and training for these).
Cycling UK: Full Member.
British Cycling: Race Gold, Race Silver or Ride Member (note that while Race Gold and Race Silver members are covered while participating in competitive events, this excludes claims made by other members of British Cycling).
League of Veteran Racing Cyclists (commuting isn’t covered; you may wish to consider Cycling UK or British Cycling if you need this).
TLI Cycling (commuting isn’t covered; you may wish to consider Cycling UK or British Cycling if you need this).
We may ask to see your membership card.
Cycling-specific third party insurance from a commercial insurer
You don’t have to have third party insurance through membership of a cycling organisation. You can be a member of Macclesfield Wheelers if you have one of the following:
Pedalcover Home & Bike Insurance as this includes Cycling Liability Insurance (including claims by other riders in competitive events). Members of Macclesfield Wheelers qualify for 10% discount on all Pedalcover policies, including Cycling Travel Insurance. You will need to quote a unique club reference on Pedalcover’s website or when calling for a quote. This is available from our general secretary email@example.com
Acceptable cycling specific third party insurance from another provider.
We may ask to see your insurance certificate.
The easiest way to join is online. Just click the button below.
You can pay through PayPal even if you don’t have a PayPal account as PayPal accepts card payments.
If you are aged under 18, or want to apply for someone aged under 18, please use the paper application form. That's because we need to see and keep the declaration signed by their parent or guardian.
If you’re already a member, login here to:
Renew your membership
Update your details
Buy event tickets.
Before you come out with us please read either or both of these, as appropriate: