Insurance

If you want to be a member of Macclesfield Wheelers and join any of our rides, you must have third party insurance.

Third party insurance covers you against claims made by others for any injury, loss or damage you may have caused while cycling. It doesn’t cover any injury you might cause to yourself or any loss of, or damage to, your own property such as your bike or clothing.

You can get third party insurance by:

  • being a member of one of the cycling organisations below (including Cycling UK which you can join at the same time as joining our club), or

  • buying cycling-specific third party insurance from a commercial insurer.

We have not assessed your individual needs and it is your responsibility to check that any insurance you take out meets those needs.


Third party insurance with Cycling UK

We’re affiliated to national cycling charity Cycling UK, so when you join Macclesfield Wheelers you can also join Cycling UK as an affiliated member for an extra £25 in the same payment. Being an affiliated member of Cycling UK means you automatically get its third party insurance.

Your Cycling UK affiliated membership, and therefore your third party insurance, will be for one year but won’t start on the same day as your Macclesfield Wheelers membership; it may be up to four weeks later. This is to give our membership secretary time to pass your details and the £25 of your payment to Cycling UK.

You can only buy Cycling UK affiliated membership through us when you join us. After your first year’s Cycling UK membership, Cycling UK will contact you directly about renewing.

Being a full, rather than an affiliated, member of Cycling UK also means that you automatically get its third party insurance, but you have to buy this directly from Cycling UK; you can’t buy it through us.


Third party insurance with another cycling organisation

British Cycling (BC)
Race Gold, Race Silver or Ride Member. BC Race Gold and Race Silver membership covers you for claims by third parties while taking part in competitive events, but not for claims made by other members of British Cycling. BC Ride membership does not provide cover for claims by third parties while taking part in competitive events, so if you want to take part in our club time trials; you’d need Race Gold or Race Silver.

League of Veteran Racing Cyclists
Commuting isn’t covered; you may wish to consider Cycling UK or British Cycling if you need this.

TLI Cycling
Commuting isn’t covered; you may wish to consider Cycling UK or British Cycling if you need this.

We may ask to see your membership card.


Cycling-specific third party insurance from a commercial insurer

You don’t have to have third party insurance through membership of a cycling organisation. You can be a member of Macclesfield Wheelers if you have acceptable cycling specific third party insurance from another provider. If you’re not sure whether your insurance is acceptable to us, please contact Chris at chris.c@macclesfieldwheelers.org.uk

We may ask to see your insurance certificate.

 

Join

The easiest way to join is online. Just click the button below.

You can pay through PayPal even if you don’t have a PayPal account as PayPal accepts card payments.

If you are aged under 18, or want to apply for someone aged under 18, please use the paper application form. That's because we need to see and keep the declaration signed by their parent or guardian.


Login

If you’re already a member, login here to:

  • Renew your membership

  • Update your details

  • Buy event tickets.


Safety first

Before you come out with us please read either or both of these, as appropriate:

Riding with us on the road

Riding with us off-road

together with

Keeping children, young people and vulnerable adults safe