Insurance

If you want to be a member of the Macclesfield Wheelers, you must have third party insurance. Third party insurance covers you against claims made by others for any injury, loss or damage you may have caused while cycling. It doesn’t cover any injury you might cause to yourself or any loss of, or damage to, your own property such as your bike or clothing.

Third party insurance with Cycling UK

We’re affiliated to national cycling charity Cycling UK, so when you join Macclesfield Wheelers you can also join Cycling UK as an affiliated member for an extra £25 in the same payment. Being an affiliated member of Cycling UK means you automatically get third party insurance. This covers you:

  • whether you’re riding with the club or on your own, and

  • when commuting to work and in non-competitive charity rides as well as non-racing sportives, touring competitions, reliability events, Audaxes, time-trials and record breaking, but not any other form of competitive cycling.

Your Cycling UK affiliated membership, and therefore your third party insurance, will be for one year but won’t start on the same day as your Macclesfield Wheelers membership; it may be up to four weeks later. This is to give our membership secretary time to pass your details and the £25 of your payment to Cycling UK.

You can only buy Cycling UK affiliated membership through us when you join us. After your first year’s Cycling UK membership, Cycling UK will contact you directly about renewing. You can find more details about Cycling UK’s third party insurance cover here.


Third party insurance with another cycling organisation

You don’t have to buy Cycling UK third party insurance. You can be a member of the Macclesfield Wheelers if you are a member of one of the following organisations. We may ask to see your membership card.

  • Cycling UK full member.

  • British Cycling Race Gold, Race Silver or Ride Member.

  • League of Veteran Racing Cyclists (commuting isn’t covered; you may wish to consider Cycling UK or British Cycling if you need this).

  • TLI Cycling (commuting isn’t covered; you may wish to consider Cycling UK or British Cycling if you need this).


The right cover for your needs

Many of our members have bought Cycling UK affiliated membership. However, neither Cycling UK nor Macclesfield Wheelers have assessed your individual needs and it is your responsibility to check that any insurance you take out meets those needs, whether the insurance is through your membership of Cycling UK or another cycling organisation.

 

Join

The easiest way to join is online. Just click the button below.

You can pay through PayPal even if you don’t have a PayPal account as PayPal accepts card payments.

If you want to apply for someone aged under 18, please use the paper application form. That's because we need to see and keep the declaration signed by their parent or guardian.


Login

If you’re already a member, login here to:

  • renew your membership

  • update your details, and

  • buy event tickets.


Safety first

Before you come out with us please read either or both of these, as appropriate:

Riding with us on the road

Riding with us off-road

together with

Keeping children, young people and vulnerable adults safe